David HIPP, and all others similarly situated; Brad Stein, and all others similarly situated; et al., Plaintiffs-Appellees, v. LIBERTY NATIONAL LIFE INSURANCE CO., Defendant-Appellant. No. 99-10699.United States Court of Appeals, Eleventh Circuit. May 29, 2001. Page 1209 [EDITORS’ NOTE: THIS PAGE CONTAINS HEADNOTES. HEADNOTES ARE NOT AN OFFICIAL PRODUCT OF THE COURT, THEREFORE THEY ARE […]